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#06 Should I be concerned when I see "No Cash Accepted?" (Dec 2024)

A common place to see these signs is entertainment venues. Does it point to evidence that we are about to eliminate cash completely? Find out crucial information here.

#05 CFPB ruling on overdraft fees: What it means for you (Dec 2024)

The CFPB just passed down a ruling regarding bank overdraft fees. It inspired me to write in more depth about these fees in general, as well as understanding why banks charge them in the first place.

#04 Understanding Target Date Funds in Retirement Plans (Jan 2025)

If you have a retirement plan at work, you likely have something called Target Funds inside of that plan as an investment option. I explain what they are and how they work.

#03 Why do insurance premiums vary so much in price? (Mar 2025)

This article is concerned with why certain types of policies cost more than others, such as whole life or long term care. I discuss a major factor in determining price from the insurance company's perspective.

#02 HELOC vs HELoan - What are the Differences? (May 2025)

Many people use the terms HELOC and HELoan synonymously, but its actually inaccurate to do this. I explain the differences and give a few suggestions to help you decide which would be best for you.

#01 Why do existing customers not get the best offers? (May 2025)

Have you ever seen a promotional offer for a company you already use, only to discover you can't get that same offer because it only applies to new customers? I explain why this is common among different types of businesses.