Current Issues

Are we becoming a cashless society?

I hear this question more than you would think. I share the industry perspective on this as well as my personal expertise as a banker. You might be surprised.

Online scams to know

Scammers are constantly stepping up their game. What are some of the latest scams happening now?

Can the election affect interest rates? (Sept 2024)

Is it a crazy coincidence that the Fed didn't lower interest rates until right before the election? That has to be planned, right? Find out how a seasoned banker views this situation.

What does "Prime Rate" mean?

On this page, I share how the Prime Rate differs from the Fed Funds Rate. Don't worry, I explain what both of those mean. You'll understand why it is so important for loans and why banks rely on it.